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For households

Run the household budget together.

One shared space, a role for everyone, and a private budget for each of you.

Start your household space with 3 months of Premium free. No card needed.

Who it's for

Couples

Rent, groceries, the holiday fund: see it all together, without sharing a password.

Families

School, activities, the car, the house. Teenagers can record what they spend as contributors.

Flatmates

Shared bills and supplies in one place, everyone adding their part.

Trips

A space for the trip: everyone adds what they spend, and you see the total when you're back.

How it works

  1. Create the space

    Name it "Family", "Flat 12" or "Lisbon trip".

  2. Invite

    By username, link or QR code, choosing each person's role.

  3. Record together

    Budgets, reports and savings update for everyone.

  4. Keep your own space

    Switch back to your personal space anytime. It stays yours.

Roles

Owner

Creates the space, invites people, sets the currency and everyone's role.

  • Allowed:See the space
  • Allowed:Add expenses and income
  • Allowed:Edit any entry
  • Allowed:Budgets, categories, recurring
  • Allowed:Savings, debts, investments
  • Allowed:Invite and change roles

Editor

Records and edits everything; manages budgets, categories, recurring entries and savings.

  • Allowed:See the space
  • Allowed:Add expenses and income
  • Allowed:Edit any entry
  • Allowed:Budgets, categories, recurring
  • Allowed:Savings, debts, investments
  • Not allowed:Invite and change roles

Contributor

Records expenses and income, and edits their own.

  • Allowed:See the space
  • Allowed:Add expenses and income
  • Allowed:Edit any entry · Own only
  • Not allowed:Budgets, categories, recurring
  • Not allowed:Savings, debts, investments
  • Not allowed:Invite and change roles

Viewer

Sees everything, changes nothing.

  • Allowed:See the space
  • Not allowed:Add expenses and income
  • Not allowed:Edit any entry
  • Not allowed:Budgets, categories, recurring
  • Not allowed:Savings, debts, investments
  • Not allowed:Invite and change roles

What's shared, what stays yours

Shared

  • Expenses and income recorded there
  • Budgets, categories and recurring bills
  • The space's savings, debts and investments
  • Reports and monthly insights for the household

Yours

  • Your personal space and everything in it
  • Your theme, language and PIN
  • Your email address: others only see your username
  • Your payment cards, shown with your name

One subscription. The whole household.

Only the person who creates the space needs Premium. Everyone else joins with a free account and uses the space's Premium features inside it.

  • Joining is free. A free account and a username are all a member needs.

  • Receipt scans are shared. 100 a month for the space; a member with their own Premium brings their own 100.

  • Nothing is lost. If the subscription stops, the space becomes read-only until it's renewed.

Premium from $4.17/month, billed yearly.

See pricing

Up to 5 shared spaces, and 8 people per space.

Questions

Is this for splitting bills?

No. SpendMind is a shared budget, not a "who owes whom" calculator: everyone records in the same books. To settle up between friends, Splitwise is a better fit.

Does everyone need to pay?

No. Only the owner of the space needs Premium; members join free.

Does everyone need the app?

Members need a free account and a username, and use the iPhone or Android app. The web app comes with Premium.

Can someone leave?

Yes, anytime. Their entries stay in the household's history, marked as recorded by a former member.

What about different currencies?

Each space has one currency, chosen by the owner. Your personal space keeps its own.

Can the others see my personal space?

No. Your personal space is only yours, even when you're in a shared one.

Start your household space today.

Three months of Premium free, then one subscription for everyone.