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SpendMind vs Spendee

Households with real roles.

Checked October 2026

In short

Choose Spendee if…

You want bank sync at a low yearly price, or a cheap plan just to share a wallet.

Choose SpendMind if…

You run a household budget with several people and want roles, a private space each, and savings, debts and investments in view.

The key difference

Spendee shares a wallet; SpendMind shares a household's whole budget, with roles.

Side by side

FeatureSpendeeSpendMind
PriceFree; Plus $1.99/month or $14.99/year; Premium $5.99/month or $35.99/year (prices vary by country)Free plan · Premium $5.99/month or $49.99/year ($34.99 the first year at launch)
Trial7 days3 months of Premium, no card, nothing charged at the end
How expenses get inTyped, or bank sync (Premium)Typed in two taps; receipt scan (Premium, 100 a month). No bank connection.
HouseholdShared wallets (Plus and Premium)Shared spaces, 4 roles, up to 8 people, a private space each; one subscription, members join free

Where Spendee is better

  • Bank sync included in Premium
  • A lower yearly price for Premium
  • A very cheap plan if all you need is a shared wallet

Where SpendMind is better

  • Four roles, from owner to viewer, and "who added what" on every entry
  • A private personal space next to the shared one
  • One subscription for the household; members join free
  • Savings with a date, debts with interest and a payoff date, investments with live prices
  • A 3-month trial, no card

Switching from Spendee

  1. Create a shared space for the household and invite the people from your shared wallet.

  2. Recreate your categories and budgets.

  3. Add your savings goals as pockets with a date.

3 months of Premium free. No card, no automatic charge.

  • Download on the App Store
  • Get it on Google Play

Prices and features checked on October 16, 2026, from Spendee's website. Something changed? Tell us.

YNAB, Monarch, Goodbudget, Spendee, Bankin' and Splitwise are trademarks of their respective owners. SpendMind is not affiliated with them.