SpendMind vs Bankin'
Notice each expense, without connecting your bank.
In short
Choose Bankin' if…
You want all your bank accounts brought in automatically, in one place.
Choose SpendMind if…
You want to notice each expense as you make it, run the household budget together, and never reconnect anything.
The key difference
Bankin' reads your accounts afterwards; SpendMind has you note it as you pay.
Side by side
| Feature | Bankin' | SpendMind |
|---|---|---|
| Price | Free version; paid Plus and Pro plans | Free plan · Premium $5.99/month or $49.99/year ($34.99 the first year at launch) |
| How expenses get in | Bank aggregation: transactions come in from your banks | Typed in two taps; receipt scan (Premium, 100 a month). No bank connection. |
| Languages | French | English, French |
Where Bankin' is better
- Every transaction imported with no typing
- A view of all your accounts, including bank savings
- A full free version for aggregation
Where SpendMind is better
- You notice each expense, which helps you spend less
- No bank login to hand over, no reconnection to redo
- A household budget shared with roles and a private space each
- Savings with dates, debts with an end date, investments
- Works offline
Switching from Bankin'
Keep the categories you actually look at in Bankin'.
Set a budget for the ones that move.
Record from today, and keep Bankin' for the account view if you like: the two can live side by side.
3 months of Premium free. No card, no automatic charge.
Prices and features checked on October 16, 2026, from Bankin''s website. Something changed? Tell us.
YNAB, Monarch, Goodbudget, Spendee, Bankin' and Splitwise are trademarks of their respective owners. SpendMind is not affiliated with them.