Rent, salary, subscriptions
Set them once; they're added every month. Skip or change one month without touching the others.
Free: 10 · Premium: unlimited
Features
Everything you need to take control.
From a two-tap coffee to the household's yearly picture.
3 months of Premium free. No card, no automatic charge.
01Record
Record it in seconds.
If writing an expense down takes longer than paying it, you stop doing it. SpendMind is built so it never does.
Two taps, and it's written down.
Type the amount on the numpad, pick a category, save. Add a payment method, a shop, tags or a note when you want to, or duplicate an entry you make every week.
- Numpad built for amounts
- Categories with colors and icons
- Payment methods, shops, tags, notes
- Duplicate in a tap
Snap the receipt
PremiumAmount, date, shop, currency, lines and category are filled in for you. Check, adjust, save.
100 scans a month per subscription, shared with your household. Beyond that, attach the photo and type the amount.
02Plan
Know before it's too late.
A budget is only useful if it speaks up in time.
Budgets that warn you early.
Set an overall limit or one per category, by day, week or month. The bar turns amber as you get close, and you get an alert before you go over, not after.
- Overall or per category
- Daily, weekly or monthly
- Alert before you go over
Your month starts on payday
Paid on the 28th? Count each entry in the month it belongs to, so the budget starts when the salary lands.
See where it went
Spending by category, trends over the months, income against expenses, budgets over time, net worth.
Insights you can check
PremiumUp to three findings about last month, each with the numbers behind it. No guesswork, no advice.
03Together
One household, one set of books.
Couples, families, flatmates, trips: everyone records in the same space.
Budget together, without sharing a password.
Create a space for the household and invite people by username, link or QR code. Everyone gets a role, every entry shows who added it, and each person keeps a private personal space.
- Four roles: owner, editor, contributor, viewer
- Who added what, on every entry
- A private personal space for each person
- One subscription for the whole space
PremiumPremium to create, free to join
SpendMind for households →04Grow
The whole picture, not just the month.
Savings, debts and investments next to your spending, with dates you can plan around.
Savings with a date.
Give each goal a pocket, a target and a monthly amount. SpendMind tells you when you'll get there, and whether you're on track.
Free: 3 pockets · Premium: unlimited
Debts with an end
PremiumWhat you owe and what you lent, each payment, interest by the day, and the date it's paid off.
Investments, tracked
PremiumPurchases and sales, holdings, average cost and gains, with live prices for stocks, ETFs and crypto.
For tracking only. SpendMind gives no investment advice.
Pockets, debts and investments add up to one number: your net worth, month after month.
$34,59305Anywhere
On your phone, on the web, even offline.
Record on the go, review at your desk. Your data stays yours.
Pick up where you left off.
The iPhone and Android apps work without a connection. With Premium, everything syncs across your devices and the web app is there for the monthly review on a big screen.
Apps: Free · Sync and web app: Premium
Export everything
All your data as JSON or CSV, whenever you want.
PIN lock
Lock the app with a code. Forgot it? Confirm it's you with your account and set a new one.
Custom fields & PDF reports
PremiumAdd your own fields to entries, and export a clean monthly report.
English & French
The whole app, in both languages.
Free or Premium?
| Feature | Free | Premium |
|---|---|---|
| Record | ||
| Expenses & income | Unlimited | Unlimited |
| Categories | 15 | Unlimited |
| Recurring entries | 10 | Unlimited |
| Receipt photos | Included | Included |
| Receipt scan (auto-fill) | Not included | 100 a month |
| Custom fields | Not included | Included |
| Plan | ||
| Budgets & alerts | Included | Included |
| Payday months | Included | Included |
| Reports | Included | Included |
| Monthly insights | Not included | Included |
| Together | ||
| Shared spaces | Join | Create & join |
| Grow | ||
| Savings pockets | 3 | Unlimited |
| Debts & loans | Not included | Included |
| Investments | Not included | Included |
| Anywhere | ||
| iPhone & Android apps, offline | Included | Included |
| Sync across devices | Not included | Included |
| Web app | Not included | Included |
| Your data | ||
| Full export (JSON, CSV) | Included | Included |
| PDF reports | Not included | Included |
| PIN lock | Included | Included |
Every expense, noticed. Every month, under control.
Start free on your phone, invite your household when you're ready.
