Guides

Guides to take control of your money.

Practical, honest, and useful even if you never use SpendMind.

How to make a household budget that everyone sticks to

Five steps, one shared place, and a monthly review that takes 15 minutes.

Couples
How to budget as a couple without fighting
Shared, separate or both: pick a model, then agree on three numbers.
Coming soon
Getting started
From spreadsheet to app: a 15-minute switch
Keep what your spreadsheet did well, drop the formulas that kept breaking.
Coming soon
Templates
Free monthly budget template (Excel / Google Sheets)
A clean template with categories, a budget column and a monthly summary.
Coming soon
Getting started
Budgeting when you're paid at the end of the month
Why the calendar month works against you, and how to start your month on payday.
Coming soon
Getting started
The 50/30/20 rule, applied to a real month
A real month's numbers, run through the rule, with what to do when it doesn't fit.
Coming soon

Ready to try it on your own month?