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Expense tracker & household budget

Spend mindfully.

Take control of your expenses, on your own or as a household.

Log a coffee in two taps. SpendMind adds up your month, warns you before a budget runs out and keeps your household on the same page.

3 months of Premium free. No card, no automatic charge.

Everything your spreadsheet was trying to do.

Spreadsheets are a great start. Then you forget them for a week, the formulas break, and nobody else in the house dares to touch them.

Spreadsheet
SpendMind
Open the laptop to add a coffee
Two taps on your phone, even offline
Formulas you have to maintain
The month adds itself up
Recurring bills typed every month
Rent, salary and subscriptions added for you
A budget you check when it's too late
Alerts before a budget runs out
One file, one editor, conflicts
A shared space where everyone records
Charts you build yourself
Reports and monthly insights, ready
SpendMind vs spreadsheets →

In control, in seconds.

Recording an expense takes two or three taps. That small moment is the whole point: you notice where your money goes, and the rest takes care of itself.

Two taps, done

A numpad, your favourite categories, the date already set.

Budgets that speak up

Set limits per category or overall; SpendMind tells you before you go over.

Scan the receipt Premium

Take a photo; amount, date, shop and category fill themselves in. Up to 100 scans a month.

Shared spaces

One household. One set of books.

Create a shared space for your family, your partner, your flat or a trip. Everyone records their expenses in the same place, sees the same budgets, and keeps a private space of their own.

  • The right role for everyone: owner, editor, contributor or viewer.

  • Who added what: every entry shows who recorded it.

  • Your own budget stays yours: your personal space is never shared.

  • One subscription for the household: members join for free.

  • Invite in a tap: by username, link or QR code.

SpendMind for households →

Beyond spending: the whole picture.

Control isn't only about what you spend. See what you save, what you owe and what you own, in the same app.

Savings with a date

Put money aside in pockets and see when you'll reach your goal at your pace.

Debts with an end

Loans and money lent, interest included, with the date they'll be paid off.

Investments, tracked Premium

Stocks, ETFs and crypto with live prices, next to the rest. For tracking only, not investment advice.

Net worth in one view

Everything above, added up.

Your month starts on payday.

Paid on the 28th? Count your salary, and the shopping that follows, in the month it's meant for. Budgets follow your real month, not the calendar.

Insights you can check. Premium

At the start of each month, up to three findings about the month that ended, each with the numbers behind it. No guesswork, nothing to sell you.

Monthly insights

Groceries: 18% above your 3-month average ($412 vs $349)

Sentences are written with AI from your own figures; the numbers are calculated, never invented.

Private by default.

  • No bank login needed: you choose what you record.

  • On the free plan, your data stays on your phone.

  • Export everything, anytime, in a standard format.

  • PIN lock on your phone.

Free to start. Premium when you're ready.

Free

$0

Everything you need to take control: unlimited expenses and income, 15 categories, budgets, reports, 3 savings pockets.

Premium

From $4.17/month billed yearly.

Shared spaces, sync across devices and the web app, receipt scan (100 a month), debts and investments, monthly insights.

3 months of Premium free. No card, no automatic charge.

See pricing →

Questions

Do I have to connect my bank?

No. You record what you spend in a couple of taps; that's what keeps you aware of it. Nothing to connect, nothing to reconnect.

Can I share it with my partner or family?

Yes. Create a shared space (Premium), invite them by username, link or QR code, and give each person a role. They join for free.

Does it work without internet?

The phone app works fully offline and catches up when you're back online.

Is there a computer version?

Yes, the web app at app.spendmind.io, with the same account. It comes with Premium (and the free trial), so everything you record on your phone is there too.

What happens after the free trial?

You go back to the free plan. Nothing is charged unless you choose to subscribe.

Can I get my data out?

Yes, a full export (JSON or CSV) is free, anytime.

Which currencies and languages?

Pick your currency; each shared space has its own. The app speaks English and French.

Every expense, noticed. Every month, under control.

Start free on your phone, invite your household when you're ready.